Prediction: Holiday Bowl

The Bridgepoint Education Holiday Bowl kicks off in just a few hours. Here's who I'm taking:

Week 14 record: 3-1 (.750)

Overall: 55-20 (.733)

Baylor 44, UCLA 41: Consider this faith in the Bears' late resurgence, which was a whole lot more than a flash in the pan. The Bears' defense picked it up a little bit, and the offense finally found a brand-new weapon in running back Lache Seastrunk. Nick Florence takes care of the ball and Terrance Williams proves to be a handful like he had all season on the way to the NFL. Eddie Lackey and Bryce Hager make enough plays against UCLA's running game to push the Bears over the top in a memorable Holiday Bowl, the first Big 12 bowl of the season.