Wrap-up: Chargers 41, Cardinals 10

Wrapping up Arizona's 41-10 loss to the San Diego Chargers:

What it means: The Cardinals are 2-2 and tied for the lead in the NFC West, but they've got issues. Major issues. Quarterback issues. Max Hall took over for Derek Anderson in the first half, but the Cardinals still finished with only 124 net yards, by far their lowest total under coach Ken Whisenhunt. The schedule isn't doing Arizona any favors, either. Might Hall make his first start against the defending Super Bowl champs?

Hindsight: What were the Cardinals thinking when Kurt Warner retired? If they liked Matt Leinart, fine. But they ultimately did not like Leinart. They could not develop him. They cut him. They considered pursuing Marc Bulger. They could have made a run for Donovan McNabb. Instead, the Cardinals used a late-round pick for John Skelton before signing Hall as a free agent. It's all good for Arizona if Hall quickly develops. Until then, the Cardinals look like a team with long-term questions, but no viable short-term contingency.

No defense: Arizona needs more from its defense while the team works through its quarterback issues. Chargers tight end Antonio Gates proved unstoppable even though the Cardinals have one Pro Bowl safety (Adrian Wilson) and another big, veteran safety in Kerry Rhodes. A week earlier, Arizona came within a couple of Sebastian Janikowski field goals of allowing 29 points against Oakland. The Cardinals have allowed 419, 364 and 444 yards in their past three games.

What's next: Arizona is home against New Orleans in Week 5.