If the four-team playoff started this year …

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What teams would join Florida State and Auburn if there were a playoff this year?If there were a four-team playoff this year, the current version of the Championship Drive Ratings would suggest that the four most deserving teams on résumé alone are Stanford, Florida State, Auburn and Michigan State.

Stanford is the highest-rated team in the current version of the Championship Drive Ratings on account of putting together a great performance against a top-five schedule. In the 10 years for which we have play-by-play data, no team with a schedule rated in the top five has done as well -- taking into account wins and average win probability -- as Stanford this year. An average FBS team would have won less than four games against Stanford’s schedule and would have had an average in-game win probability well below the Cardinal’s 72 percent.

If we are specifically interested in rating top teams’ résumés (and we generally are), one potential modification to this method would be to look at things from a top-team perspective rather than an average-team viewpoint. So instead of looking at how an average team would do against these teams’ schedules, how would a team at the 90th percentile -- such as Clemson this season -- do? The below chart helps answer this question.

Difficulty of achieving top teams’ results
from perspective of team at 90th percentile

The expectations rise against each of these team’s schedules, obviously, but now Auburn’s and Florida State’s results look more impressive relative to schedule than Stanford’s résumé. At the same time, going 11-2 against Stanford’s schedule would have been harder even for a top team than going 12-1 against Michigan State's schedule or 11-1 against Alabama's slate.

If you want to go beyond pure résumé and look at how strong the teams actually are, take a look at the Football Power Index top five: Florida State, Oregon, Alabama, Stanford and Baylor. Auburn is eighth, and Michigan State is quite a bit lower.

There is no exact answer here, but if you combine the numbers above with the stated goals of the College Football Playoff committee to value strength of schedule and conference champions, it’s pretty clear that Florida State, Auburn and Stanford -- yes, even with two losses -- should each earn a spot in the playoff. Each of those teams has a very solid résumé from either a top team or an average team perspective, and all three are rated strongly by FPI.

The fourth spot gets a bit trickier. From either the average team or top team perspective, Michigan State’s résumé of wins and losses alone is about as impressive as Alabama’s, and the Spartans have a conference championship that the Tide don’t. On the other hand, FPI shows that Alabama is quite clearly the stronger team, so if you put the résumé criteria aside at that point and just pick the better team, Alabama would be the choice.