Kyle Pohl passed for 259 yards and three touchdowns as the Zips (5-7, 4-4 Mid-American Conference) closed the season with three straight wins.
Toledo (7-5, 5-3), previously knocked out of the Mid-American race, was hoping to improve its bowl chances with eight wins. Terrance Owens answered Pohl with two scores in the final 5:37, hitting Bernard Reedy from the 28, and guiding a 10-play drive capped by a Marc Remy run from the 3 with 59 seconds left before Cheek and Pratt saved the win.
The Zips trailed 7-0 and 10-7 early, but after three unanswered scores led 24-10 in the third quarter. After Toledo lost the ball on downs in the fourth, Pohl fired a 35-yarder and a 31-17 lead.
The University of Maryland has hired longtime collegiate athletic trainer and sports medicine consultant Dr. Rod Walters to conduct a review into the death of offensive lineman Jordan McNair.
Wake Forest has added two graduate transfer kickers: Darren Ford from Hope College, and Eric Osteen, who had been serving with the Army since graduating from West Point in 2013.
Notre Dame linebacker Te'von Coney has pleaded guilty to marijuana possession from an incident two years ago. Coach Brian Kelly said Coney would be back if he "takes care" of the court case.
Tennessee has boosted its offensive line by adding Alabama graduate transfer Brandon Kennedy.
Oklahoma and head football coach Lincoln Riley have agreed to a new five-year, $25 million contract.
Virginia Tech starting quarterback Josh Jackson has had his academic issue resolved and remains on the team, according to multiple reports.